5K prop firm accounts (2026): 16 firms' prices
16 prop firms' 5K prices, cheapest first, with target and max loss for each.
5K challenges by price
| Firm | Price | Type | Target | Max loss | |
|---|---|---|---|---|---|
| $17 3-Step Challenge | 3-Step | 3% / 3% / 3% | 3% | Visit firm* | |
| $28 2-Step Plus | 2-Step | 6% / 6% | 6% | Visit firm* | |
| €26 Copper | 4-Step | 5% / 5% / 5% / 5% | 10% | Visit firm* | |
| $29 Value | 2-Step | 8% P1 / 6% P2 | 8% | Visit firm* | |
| $35 High Stakes New | 2-Step | 10% / 5% | 10% | Visit firm* | |
| $35 QT Power | 2-Step | 6% / 6% | 8% | Visit firm* | |
| $39 Lite 2 Step | 2-Step | 10% / 5% | 8% | Visit firm* | |
| $44 One-Phase Pro | 1-Step | 10% | 8% | Visit firm* | |
| $44 SwiftTrader | 1-Step | 6% | 3% | Visit firm* | |
| $44 1-Step Evaluation | 1-Step | 10% | 6% | Visit firm* | |
| $49 1-Step Challenge | 1-Step | 8% | 5% | Visit firm* | |
| $49 Orion Swing | 2-Step | 8% / 5% | 8% | Visit firm* | |
| $49 2 Phase | 2-Step | 8% / 5% | 8% | Visit firm* | |
| $49 Ability Challenge | 2-Step | 10% / 5% | 15% (10% in verification) | Visit firm* | |
| €49 CFDs Prime 2-Step | 2-Step | 10% / 5% | 10% | Visit firm* | |
| $69 Classic | 2-Step | 10% / 5% | 10% | Visit firm* |
List prices without coupons, checked 14 November 2026. They change often; confirm on the firm's site before you pay.
5K instant accounts
| Firm | Price | Type | Target | Max loss | |
|---|---|---|---|---|---|
| $19 Instant funding | Instant | None (instant) | 3% | Visit firm* | |
| $38 IF Starter | Instant | None | 4% | Visit firm* | |
| $69 Instant Direct Access | Instant | None | 5% | Visit firm* | |
| $75 Instant Funding | Instant | None | 5% | Visit firm* | |
| $75 QT Instant | Instant | None | 6% | Visit firm* | |
| $79 Instant Funded | Instant | None | 6% | Visit firm* | |
| $79 Instant | Instant | None | 6% | Visit firm* | |
| $95 Instant Lite | Instant | None (instant) | 4% | Visit firm* | |
| $119 Funded Trader Program | Instant | 10% (account doubles) | 10% | Visit firm* | |
| €120 Jalapeño Lite | Instant | None | 8% | Visit firm* | |
| $139 Instant Funding | Instant | None | 6% | Visit firm* | |
| €139 CFDs Instant | Instant | None | 6% | Visit firm* | |
| €169 Instant | Instant | None (instant) | 10% | Visit firm* | |
| €173 Diamond | Instant | 10% | 6% | Visit firm* | |
| $199 Orion Zero | Instant | None (instant) | 6% | Visit firm* | |
| $199 Instant Funding | Instant | None | 4% | Visit firm* | |
| $200 Instant | Instant | None | 8% | Visit firm* |
What does 5K cost?
Expect $17 (Maven Trading) to $69 (FunderPro) for a 5K challenge; the average across our firms is about $41. You pay once, and plenty of firms refund it at the first payout.
Quick answers
Cheapest 5K?
80%+ split: Maven Trading (3-Step Challenge) at $17.
Should my first account be 5K?
Depends on budget and experience. Bigger costs more; the percentages don't change. Our tip for a first try: a size you could afford to buy twice.