AIFO review (2026): what you pay, the rules, the payouts
Same yardstick as every other firm: published prices, published rules and customer ratings. AIFO scores 4.8 and places 21 of 22.
The short version
The short version on AIFO: Hong Kong, MetaTrader 5 only, four account types (2-Step, 1-Step, Instant, Sprint). What stands out: Sprint is a 24-hour challenge, and one trader can manage up to $2 million across combined accounts.
Step 1: Can you join?
- ✓ Vietnam is not on AIFO's restricted list
- ✓ Pay by Card, Crypto
Step 2: Pick a challenge
Step 3: Know the rules
- ~ News trading
- ✓ Weekend holding
- ~ Expert advisors (EAs)
Step 4: Getting paid
- ✓ Keep up to 80% of profits
- ✓ Payouts: Every 14 days
Score breakdown
Sits at 21 of 22 in our ranking. How the 4.8 breaks down:
No Trustpilot rating yet, so we scored it on split, price and freedom only.
Plus points and minus points
Pros
- 24-hour Sprint, rare elsewhere
- Up to $2 million combined
- Weekend holds allowed
Cons
- No Trustpilot rating yet
- MT5 only
- No gap trading
AIFO's challenges
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Instant Direct Access | Instant | 5K–100K | $69 | 70% |
| 2-Step Core | 2-Step | 10K–200K | $79 | 80% |
| 1-Step Fast Track | 1-Step | 10K–200K | $89 | 80% |
| Sprint | Instant | 10K–50K | $149 | 90% |
List prices without coupons, checked 14 November 2026. They change often; confirm on the firm's site before you pay.
$100K options
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 2-Step Core | 2-Step | $449 | 8% / 5% | 5% | 10% |
| 1-Step Fast Track | 1-Step | $489 | 10% | 3% | 6% |
| Instant Direct Access | Instant | $699 | None | 3% | 5% |
Platforms and payouts
Quick answers
How does Sprint work?
24 hours from your first trade. Hit the target in that window and you can withdraw immediately.
AIFO payouts?
Funded 1-/2-Step every 14 days; instant on request after the target. $100 minimum.
What does AIFO charge for 100K?
AIFO's cheapest 100K with 80%+ split is 2-Step Core (2-step) at $449.
Can I sign up with AIFO from Vietnam?
Yes. Vietnam isn't on AIFO's restricted-country list right now. That can change, so recheck the terms when you register.