FTMO review (2026): what you pay, the rules, the payouts
Same yardstick as every other firm: published prices, published rules and customer ratings. FTMO scores 7.0 and places 4 of 22.
The short version
The short version on FTMO: a Prague firm that's been around longer than most in Europe, with a 2-Step and a 1-Step challenge on $10,000–$200,000 accounts. What stands out: pass the 2-Step and the fee comes back with your first payout. It's the benchmark the rest of the industry gets judged against.
Step 1: Can you join?
- ✓ Vietnam is not on FTMO's restricted list
- ✓ Pay by Card, Crypto, Bank Transfer, Skrill
Step 2: Pick a challenge
Step 3: Know the rules
- ~ News trading
- ~ Weekend holding
- ✓ Expert advisors (EAs)
- ✓ Hedging
- ✓ Scalping
- ✗ Copy trading
- ~ Martingale
Step 4: Getting paid
- ✓ Keep up to 90% of profits
- ✓ Payouts: 14 days from first trading day
- ✓ Paid out by Bank Transfer, Crypto
Score breakdown
Sits at 4 of 22 in our ranking. How the 7.0 breaks down:
Plus points and minus points
Pros
- Around since 2015, strong Trustpilot rating
- Card, bank transfer, Skrill or crypto
- 2-Step fee back with first payout
- MT4, MT5, cTrader and TradingView
Cons
- Pricier than many firms we track
- 2-minute news window on the standard account
FTMO's challenges
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| 1-Step Standard | 1-Step | 10K–200K | €79 | 90% |
| 2-Step Standard | 2-Step | 10K–200K | €89 | 80% |
| Instant | Instant | 5K–100K | €169 | 90% |
List prices without coupons, checked 14 November 2026. They change often; confirm on the firm's site before you pay.
$100K options
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 1-Step Standard | 1-Step | €499 | 10% | 3% | 10% |
| 2-Step Standard | 2-Step | €540 | 10% / 5% | 5% | 10% |
| Instant | Instant | €2,999 | None (instant) | 3% | 10% |
Platforms and payouts
FTMO vs alternatives
Quick answers
Is FTMO trustworthy?
It's been running since 2015, is one of the most established prop firms and owns the broker OANDA.
FTMO costs?
2-Step from €89 (10K) to €1,080 (200K); 1-Step from €79 to €999. Currency chosen at checkout.
FTMO split?
2-Step: 80%, up to 90% via scaling. 1-Step: 90% from the start.
What does FTMO charge for 100K?
FTMO's cheapest 100K with 80%+ split is 1-Step Standard (1-step) at €499.
Can I sign up with FTMO from Vietnam?
Yes. Vietnam isn't on FTMO's restricted-country list right now. That can change, so recheck the terms when you register.